Hansens Lepresy

Since the beginning of time, Hansen’s disease has been recognized as a problem. Reported in Egypt in as early as 1350 BC, Lepresy is the oldest disease known to man; this is according to the Guinness World Records. Frequently, Lepers have lived outside of society. This is partly due to the fact that for a long time the disease was believed to have been caused by a divine, often times associated with demons, curse or punishment. This idea changed in the middle ages, when people started to believe that lepers are loved by God, and that it is humans that have cursed them

Another reason for secluding the Lepers what that in the past it was believed that leprosy was highly contagious. If was even taken to the extent that leprosy could be spread by the glance of a leper or an unseen leper standing upwind of healthy people. Today we know that the disease is much less contagious than we once believed in the past. Lepresy is caused by a mycobacterium that will multiply at a very slow rate. The disease mainly affects the skin, nerves, and mucous membranes. The organism has never been grown in cell culture, because of the difficulty that is involved with doing so. This difficulty is as a result of the fact that the organism is an obligate intra-cellular parasite. This means that it lacks many necessary genes for independent survival. This is also evident and provides proof for it having such a slow rate of replication.

Uncertain today, is the method of   transmission  of Hansen’s disease. Many people believe that it is spread person to person in respiratory droplets. What we do know though, is that most of the population is naturally immune to the disease. The disease is chronic, and often times patients are classified as having paucibacillary, which is a form of multibacillary Hansen’s disease.

Degree Training Available Online

With the continual advancement of technology everything has become easier from reading the news to communicating with friends. One of the more recent advancements is the ability to earn an education online. Interested individuals can enter degree training online to make their desire of earning an education possible. Numerous accredited online colleges and universities offer degree distinctions in almost every job and career across the country.

Let’s talk first about the beneficial factors of earning a degree online. Prospective students will be able to earn their degree solely online. This removes the hassle of commuting to a campus, finding parking, etc. The ability to train online is a benefit to individuals who can’t stop working to earn a degree at a traditional college. With people having numerous avenues of responsibilities gaining an education will make it possible for them to raise their knowledge and career options from home. Most online degree programs let students choose their schedule and study pace, meaning if one course is particularly hard for an individual they are allotted more time to complete the course before moving on to another course.

Training methods will differ depending on the subject and course. Typically students complete work online and communicate with their professor and other classmates via e-mail and classroom databases. Students may have phone meeting times or video   transmission  courses. In a phone meeting students will check in with their professor and other classmates to go over course material and findings. A video  transmission  course will have the professor teaching while students watch him through a video  transmission . These type of courses are not usually integrated into a normal degree program. Most students will not have to communicate with people in this manner.

Online colleges offer training programs from certificates to PhD’s to qualified students. Let’s look briefly at what each level of education is offered to students, to gain a better understanding of what a degree program online looks like. Certificate programs are offered online in a variety of fields. Length will vary depending on the subject. In general certificate programs will take around three to six months to complete. Students who enroll in these programs are usually industry professionals brushing up on new techniques or technology.

As associate’s degree program will have students working through a one to two year program, depending on the field. An associate’s degree program provides students with coursework that establishes a foundation in their field. This foundation can be used to enter a profession as an assistant or use it as a base to gain higher education later after a few years of work experience. Gaining a bachelor’s degree is the most popular form of degree because almost every profession lists this degree level as a requirement prior to being hired. A bachelor’s degree program typically takes a student four years to complete. Knowledge gained at this level of schooling provides numerous career options and a foundation to enter graduate programs. Online programs allow students to continue education and earn a master’s degree and/or a PhD in their chosen field. These programs can last from two to four years and typically are pursued by individuals who want to enter managerial or supervisory positions within their respected field.

Don’t let the opportunity to earn a degree pass you by. Use the available technology to gain an accredited online education in a field of your choice. Enter a fulfilling career by enrolling in an online degree program today.

DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.

Copyright 2010 – All rights reserved by PETAP.org.

Tips for Success During College

1. Taking a year off before starting college usually does not work; “find yourself” during the Summer after you graduate from high school. The best time to start and complete college is between the ages of 18 and 22. It is more difficult to start and complete college after these ages, because your responsibilities increase as you become older

2. Understand the number of classes and credits that you will need to graduate, and spread them over the number of semesters it will take for you to graduate; typically 8 semesters over 4 years. Note, some colleges refer to “units” and “semester hours”, instead of “classes” and “credits”. If you take classes during the Summer, you can lighten your load during the school year or graduate early. Note also, an increasing number of students are completing college over 5 years, instead of the customary 4 years.

3. Do not wait until the last minute to schedule your classes.

4. When choosing classes, take one tough class, two moderate classes, and one easy class; do not bury yourself by taking all difficult classes in a semester.

5. Spread your classes over at least 4 days per week. This will typically spread out your final exams. You want to avoid having to take multiple final exams on a given day.

6. Ask other students about their experiences with professors, and keep a list of the good and bad professors. Professors are also rated on the internet. Avoid the bad professors.

7. When scheduling classes, be cognizant of the location of such classes. You do not want to have to hurry between classes to avoid being late.

8. Get your books ahead of time whenever possible.

9. At the beginning of each semester, schedule all projects and exams; stay organized throughout each semester; utilize a written or electronic planner.

10. Turn your phone off while attending class, and while studying.

11. Spread your homework over seven days. Do not fall behind with your homework.

12. Review your class notes every evening, and add to them when necessary.

13. Before submitting papers, use the spell check on your computer and fully justify your papers.

14. Professors typically make themselves available during office hours, do not be scared to ask for help.

15. Do not skip classes; the professors usually emphasize the material that will be on the exams.

16. Some professors make available old exams at the library, or online; look at them when available.

17. When studying for an exam, study the material that you do not know, instead of the material that you do know. Do not always review the material from the oldest chapter to the newest chapter. Once in a while, start with the newest chapter and work backwards.

18. Two weeks prior to your final exams, your entire focus should be on completing your final papers and studying for such exams.

19. Prior to starting your first answer on any exam, quickly scan the entire exam so you can allocate your time between questions.

20. If you finish an exam early, take the time to check your answers before turning the exam in.

21. When it comes to choosing a major, pick something that you enjoy, something that interests you, and something that will allow you to make a living after college.

22. After you choose a major, be aware that higher level courses are not offered every semester. As a result, plan your schedule of classes accordingly, so that you do not have to attend an extra semester or two to complete your coursework.

23. Look for Summer internships to gain experience in your chosen field, and to prepare you for a career after graduation.

24. Treat college like a full-time job; you will need to commit a substantial portion of each day to attending classes and studying.

25. Keep a list of those professors who show an interest in your performance, and who you believe will be willing to provide you with a recommendation for graduate school or when applying for a job.

26. Begin your post-graduate work as soon as possible after graduating from college.

27. If you need to borrow money to go away to school, only borrow what you need. Alternatively, consider attending a community college for the first two years to reduce your outstanding student loans when you are finished.

28. Do not use your student loans to pay for Spring Break or other vacations; you will regret it later.

29. Alternatively, attending a four year college that you can commute to is also a viable option, which will also help you save for graduate school or life after college.

30. If you need to work part-time while attending college, accumulate your work hours over a couple of days if possible. This will reduce the downtime that is involved in preparing for, and traveling to and from, work.

31. If your parents are paying for your tuition, room and board, and meals, thank them repeatedly; they are making sacrifices for your benefit.

32. If you are leasing an apartment or house, read the lease closely before signing it. Immediately upon moving in, inspect the apartment or house thoroughly and submit a dated list of damages and repairs needed for the apartment or house. If possible, it would also be beneficial to take date-stamped photos or videos upon moving in, and after moving out, of the apartment or house. College town landlords are notorious for excessive repair costs and refusing to refund security deposits.

33. When moving out of your apartment or house, make sure to transfer the utility bills out of your name. Do not rely on roommates who may be staying in the apartment or house for an additional period of time. If these utility bills remain unpaid and end up in collection, they will damage your credit score for years.

34. If you live off campus, consider purchasing a meal plan so that you can eat at a nearby dorm between classes, so as to avoid the hassle of returning home for lunch.

35. Stay in touch with your parents and siblings. This will keep you grounded and you will feel more secure.

36. Ask your parents to keep your bedroom intact, so you have something to come home to, and feel comfortable in, when times get tough, when you become homesick, when you are home for the Summer and holidays, or when you just want to visit.

37. Get your rest. Treat college like a marathon, and not like a 100 yard dash.

38. Take a shower every day and wash your clothes regularly; it will cause you to be more desirable and efficient.

39. Learn to manage your time.

40. Limit the tattoos, body piercing, and gauging. If you do not limit the same, you will regret it when you get older.

41. Do not party like it is the last day of your life; everything in moderation, which includes Spring Break.

42. When you do party, do not get wasted; nothing good comes out of it.

43. Inevitably, the police will show up at a party that you are attending; show them respect and behave yourself in their presence.

44. Do not drink and drive. Note, being ticketed as a minor in possession can also be detrimental to your career.

45. Walk away from conflict. There is no need to get into a brawl over anything.

46. Avoid being involved in hazing. If you do get involved in hazing, use your common sense; make sure the person being hazed is not physically at risk.

47. If you become sexually active, practice safe sex and birth control. Remember, some sexually transmitted diseases last forever; and “no!” means “no!”.

48. Be a leader, not a follower.

49. There is no substitute for dedication and hard work; your effort should be 100% at all times.

50. To be successful, you need to grab the bull by the horns, stick your foot halfway up its rear, and try to control it.

51. Success during college, and obtaining a college degree, is your ticket to a better life. Do not waste the opportunity.

Building A Custom Chopper Motorcycle, Where Do You Start?

So you want to build a custom chopper? I do too, so the first question I asked myself, is where do I start. Should I make a business plan, a schedule, a financial statement, or should I just buy my wife some flowers and blindly proceed? I guess I should do all of the above but not necessarily in that order.

I will start by trying to justify this purchase and or endeavor, to do this I will make a list of my reasons for building a Chopper. 1) I want to ride a custom chopper, a totally cool stretched out, fire breathing, gas eating, pavement pounding, old lady scaring, 2 wheel monster. 2) I want to be able to say “I built that” when someone asks me where I got that totally sick bike. 3) I want to be able to customize the bike beyond the standard add on parts I can get for my current bike a Harley Davidson Fatboy. 4) I want to be able to make this dream come true, meaning I need to be able to pay for it. A $35,000 chopper is out of my current budget. 5) I have been talking about this for 5 years so why don’t I get to it and stop doing all the talking and start doing some building.

Now I have a few reasons on paper a will look at my options, then make a plan, a schedule, and find some extra money.

Let’s start with a my build options, and plan on a slow and steady approach. I realize I will need to do a lot of research before I start. I have 4 basic options, a kit bike, a rolling chassis, a start from zero build, or an extreme makeover of a current motorcycle.

Option 1) If I start with a motorcycle kit I maybe the farthest ahead from a mechanical perspective, and farthest behind from a financial point of view. What do I mean by this, well a kit bike has all the parts it just needs paint, labor, gas, oil and some love. The problem a complete kit bike will cost me $12,000 dollars right up front. This is a bit out of my spend a ton of money now then not be able to ride a bike for a year or two thinking. If I get a kit, I maybe able to get it together faster, as I will be motivated and have all the parts ready to go. As a first bike I think this is a very good option, when you consider all the expensive mistakes I may make along that way. One drawback to this option is the amount of customization I can do to the bike as it is put together. Because all the parts are in the kit, I may resist the urge to get new bars or different sheet metal, or other parts.

Option 2) Start with a Rolling chassis, this is the middle of the road option, spend a lump sum of money, about 1/2 of what the overall bike will cost and get a basic setup that all works together.

A Rolling chassis kit consists of a Frame, 2 wheels, the forks, and triple clamps and bars, all build and configured to work together. Add a motor and a transmission and all the major workings of the bike are in place. This setup helps avoid some of the major work needed to mix match and fit these items together. This option also allows for a ton of customization in the parts that people see and the parts that give a bike it’s personality. For me this is a very serious option to consider. I would only have 1/2 the cost and 1/2 the parts sitting around and gathering dust until I get time to get it together.

Option 3) Find each and every part one at a time and build a completely custom motorcycle. I know I could do this, but I also know I will encounter more unexpected and possibly expensive issues with this type of build. This option would give me a bike that no one would ever duplicate. This could be very good or this could be very bad. What if some possible combination of frame, motor, forks, or wheels didn’t work together? It would not be discovered until the motorcycle was all together. I think this option is better left to the serious professional who build bike all night long, as the are working on other peoples bikes, and running businesses during the day. I may consider this for my second custom chopper.

Option 4) Take an existing bike and start cutting and changing it. This is maybe as involved as chopping and re-welding the frame to create a new rake and angles. Or it could mean just getting a new frame and using the engine, transmission, and various other part to build a new machine. I like this idea, and I think it would be a lower cost alternative to all new custom parts. With this option you are also able to keep the current registration and title if the frame is not replaced. This is also a lower cost option because a lot of the miscellaneous parts can be reused.

I know that in one page all the possible combinations of Custom Chopper build can’t be completely explained, I just hope this information give you something to start with and build on. It has help steer me in the direction of a rolling chassis, so I better get shopping.

How to Program a Siemens S7-300 Programmable Logic Controller

Do you have a Siemens S7-300 Programmable Logic Controller that you are not familiar with but you need to program it NOW! Following is a quick set of instructions I have put together to help you get started programming a Siemens S7-300 PLC.

After loading the programming software and connecting a Siemens MPI cable between your programming computer and the PLC, open SIMATIC Manager by clicking the icon on the desktop. The STEP 7 Wizard: “New Project” window will open. It is easier to use the Wizard to setup communications with your PLC, but I chose to take the scenic route. I figured I would learn more this way. So, close the STEP 7 Wizard window by clicking Cancel. If there are any other windows or projects open, close them. We want to start with a totally new program.

Create a new project by clicking the new project button on the toolbar in the upper left corner of your screen.

The New Project window opens. Here you will see any existing programs located on your computer. Near the bottom of the window, you will see the Name: input form. Type whatever you want to name your new project and click OK.

A new window will open showing the name of your project at the top. You will also see your project in the window on the left hand side of the screen at the top. Right click your project and choose “Insert New Object”. Choose the device you will be programming. We will be using the SIMATIC 300 Station so choose that selection.

You will now see SIMATIC 300 appear in the right window of your screen. It should be highlighted blue. Click anywhere in the window to make the blue go away. Double click SIMATIC 300 and it will move to the left window and “Hardware” will appear in the right window.

Double click “Hardware” and two (maybe three) new windows will open. On the left will be SIMATIC 300 – (the name of your project). The window on the right will be the catalog of parts.

Look in the right window, the parts catalog, and click the plus sign beside SIMATIC 300.

Click the plus sign beside RACK – 300. Click and drag the Rail onto the left window. You will now see the Slots window appear. This is where we will place our PLC components.

We will first choose our CPU. Looking at the parts catalog, in the SIMATIC 300 tree, choose the CPU that you are using. We are using the CPU – 300 so click the plus sign beside that choice.

Now look at the front top left of your PLC. This is where you will find the PLC model. I will use CPU313C-2 DP as an example since this is the model PLC that I use.

Find this CPU in your parts catalog and click the plus sign. You will now see some part numbers.

Look back at your PLC. Locate the door covering the MPI port. This will be the bottom left side of the PLC. At the bottom of the door you will find the part number. The part number for the PLC I am using as an example is 313-6CF03-0AB0.

Find this part number in the parts catalog. You will notice this is another folder. Open it and you will see V2.0 and V2.6. Look back at the PLC, open the door covering the MPI port, and right above the MPI port you will see V2.6.3.

Go back to the parts catalog and click V2.6. Notice how a slot in the left hand window will highlight green. I believe it will be slot #2. (Slot #1 is reserved for power supplies.) This is where you will drag and drop your CPU. (Notice the software will not let you put the CPU in any other slot but slot #2.)

When you release the mouse button over slot #2, a new window will open, “Properties – PROFIBUS interface”. Click new, a new window opens, click Ok, and then click OK again. We are not setting up a network at this time.

You will now see your CPU and associated hardware listed.

Double click in the Slot that list your DI16/DO16 (Digital Input/Digital Output).

A window with three tabs will open. The first tab will be General, the second tab will be Addresses and the third tab will be Inputs.

Open the tab “Addresses”. We need to change the default addresses. Do this by unchecking the System Default button and changing 124 (or whatever address you have) to 0. Do this for both the Inputs and Outputs.

We now need to change the Node Address. Go back to the window where you double clicked DI16/DO16 and double click in Slot 2, the CPU 313-2DP slot.

The Properties – CPU 313C-2DP window will open.

Look down the window a little over half way and find the Interface area and click on Properties. Another window, “Properties – MPI interface CPU 313-2DP” will open.

Change the address to meet your specific criteria. I know that my laptop, which I am using to program my PLC, is always addressed as 1 and my target PLC is usually addressed as 2. You will probably be the same.

Now click MPI(1) and click OK. Click OK again to close the Properties window.

Save and Compile by clicking the icon located on the left of the toolbar.

Download the hardware configuration to the PLC by clicking the download icon located on the toolbar.

A window titled “Select Target Module” should open. Click OK.

Another window titled “Select Node Address” will open. You should see listed your node address for the PLC you are working with as you configured it in a previous step. If not, click view and click on whatever node address appears and click OK.

Switch back to SIMATIC manager (by clicking the tab on the taskbar).

Click on Options. Choose Set PG/PC Interface. Choose PC Adapter (Auto).

Click Properties. A new window will open, displaying either Automatic Bus Profile Detection or Local Connection. Click Local Connection and choose USB. Now choose Automatic Bus Profile Detection and change the address to 30. You can check your connection now by clicking Start Network Detection. If a new window opens displaying Network Type = MPI, Transmission Rate = 187.5kbps, you have established communications with your S7-300. Click Close. Click OK. Click OK.

It is now time to start programming. Looking at the SIMATIC Manager window, click the plus sign located beside SIMATIC 300(1), click the plus sign beside CPU 313C-2DP, click the plus sign beside S7 Program(1). Now click on Blocks and you will see System data and OB1 appear in the right window on your screen.

Double click on OB1 and a new window will open named Properties – Organization Block

Here you can choose how you want to program, in LAD (ladder), STL (statement list), or FBD (function block diagram). Choose which you want to use and click OK.

Double click OB1 again and the LAD/STL/FBD programming window will open.

You can now start programming.

I have these same instructions with pictures on my website at http://www.saturdayafternoonhobbies.com

Motorcycle Components

In our daily life, motorcycles are also catch people’s attention except for cars and bicycles. They are important transportation mode that we can not ignore. Motorcycles have been developed a lot through these years. Modern types are quite different from the earlier ones for that they can include high-tech components.

It is common that every product should depend on various parts to achieve the expected function, so do the motorcycles. They also need specific parts to function properly. Different components work together to keep the motorcycles in a good condition.

One of the most obvious and important parts is the wheel. Generally, there are two wheels on a motorcycle which featured steel spokes traditionally. But through the development, many other types can be found now such as the cast aluminum wheels and other alloy models. Usually, rear wheels may be larger and wider than front wheels because of their drive configuration.

Drivetrain is just like the heart of the motorcycle. It is powered by the drivetrain which includes the engine. Motorcycle engines are usually centrally mounted below the driver’s seat. It conveys power to the rear drive wheel through its   transmission . The  transmission  itself is attached to the engine, and operated by a shift lever and a clutch. And the system connecting the  transmission  to the rear wheel (the final drive) varies on different types of motorcycles, and may be a chain or belt, or a solid shaft.

Brakes are also necessary components on a motorcycle. They are controlled by a hydraulic system that is activated by handlebar or foot levers. Typically, disc brakes are offered on high end models or heavier motorcycles that require more powerful brakes.

Electrical system is an indispensable part. Sometimes, it is very complex. Some of the most basic electrical components are the lights, which include the headlights, tail lights, directional signals and brake lights. In addition, the instrumentation which includes the speedometer, tachometer and odometer is also an important part of this system.

Of course, there are still many other parts which also have significance to the motorcycles. They may be added to distinguish one model from another, or to prepare a motorcycle for a certain type of driving. All in all, all of the motorcycle parts are important for the proper function of the whole machine.

Multi-Functional PACS Workstations

Digitizing medical imaging has changed the way medical facilities and hospitals function. Gone are the days of having to purchase film and costly developing chemicals for film images. With the advent of the DICOM digital image format, medical imaging was made possible. Today many medical offices utilize the flexibility that comes from PACS workstations and web-based PACS.

Storage of digital medical images is of vital importance, especially in light of medical facilities and hospitals needing to stay within HIPPA compliance. A PACS server helps to make this aspect of medical facility administration easier. A server takes up infinitely less space than hard copy film images do, plus it requires no physical maintenance of records. Everyone authorized to have access to the PACS server can set up their workstations to automatically send digital studies directly to the server, or to an offsite server that can be used for disaster recovery as needed, or copy the digital images to a CD or DVD.

With a web-based PACS, your medical facility and imaging center can save money while offering physicians greater flexibility in its use and overall better patient care. Doctors can log onto your local-area network, wide-area network, or from offsite by utilizing a virtual private network. Your medical offices will reduce operating costs because you will not need software for each workstation, and because it is web-based, physicians can access the digital medical images they need day or night in order to provide patients with excellent care.

Since a PACS system can also serve as a digital viewer, you will want to invest in a quality, high-resolution medical-grade PACS monitor. Monitors are available for medical use in a variety of sizes and digital image resolutions suitable for a variety of medical modalities. Ultrasounds, MRI, CT, as well as CR and DR digital x-rays can be viewed with a PACS monitor.

Medical facilities of all types will also save on consultations and referrals when using PACS workstations. Instead of using costly printed digital x-rays, you can send digital images stored in the DICOM format quickly and easily over the World Wide Web. This instantaneous   transmission  of patient medical digital images helps to offer them improved patient care while saving your hospital or medical office money.

PACS distributors and manufacturers can answer many questions you might have concerning PACS workstations; many offer live chat features on their informative websites for even more convenience.

Who Will Become Wealthy in the Information Age?

As you know, we’re now well and truly in the
Information Age. It began about 10 years ago. In fact,
many economists say it began in 1989, with the Fall of
the Berlin Wall (and the start of the World Wide Web).

To understand who will become wealthy in the
Information Age, first we need to understand how the
Information Age differs from the Industrial Age (born
about 1860, died about 1989).

In fact, let’s get a complete overview and go back to
the Agrarian Age.

In the Agrarian Age, society was basically divided
into two classes: the landowners and the people who
worked on the land (the serfs). If you were a serf,
there wasn’t much you could do about it:
land-ownership passed down through families and you
were stuck with the status you were born into.

When the Industrial Age arrived, everything changed:
it was no longer agriculture that generated most of
the wealth, but manufacturing. Suddenly, land was no
longer the key to wealth. A factory occupied far less
land than a sheep farm or a wheat farm.

With the Industrial Age came a new kind of wealthy
person: the self-made businessman. Wealth no longer
depended on land-ownership and the family you were
born into. Business acumen and factories were creating
a new class of wealthy person. But it still required
enormous capital to build a factory and start a
business.

Then came the World Wide Web (in about 1989) and
globalization. Suddenly, everything changed again.

Factories (or real estate) were no longer necessary to
run a business. Anyone with a website could start a
business. The barriers to wealth that existed in the
Agrarian Age and the Industrial Age were completely
gone. People who could never have dreamed of owning
their own business were making millions from their
kitchen table.

Of course, the Information Revolution didn’t begin
in 1989.

It began in 1444 when Gutenberg invented the printing
press in Mainz, Germany.

But the printing press (newspapers, magazines,
paperbacks) belonged to the Industrial Age, not the
Information Age.

The printing press is a ‘one-to-many’ technology. The
Internet is a ‘many-to-many’ technology. And that was
what changed in 1989.

The Industrial Age was about centralization and
control. The Information Age is about
de-centralization and no control. No government and no
media magnate controls the Internet. This is the
crucial thing to understand about the Information Age.

As we moved from the Agrarian Age through the
Industrial Age to the Information Age, there’s been a
steady collapse of the barriers that kept one section of
society wealthy and the other section poor.

In the Information Age, literally anyone can become
wealthy.

So now that we have a clearer picture of how the
Information Age differs from the Industrial Age, let’s
ask that question again: ‘Who will become wealthy in
the Information Age?’:

(1) People Who are Self-Taught

To explain this better, let’s go back to the Agrarian
Age and the Industrial Age, and the   Transmission  of
Skills.

In the Agrarian Age, skills were passed on from father
to son. If you wanted to learn how to be a blacksmith
you had to be a blacksmith’s son. If you wanted to
learn to be a stone-mason, you had to be the son of a
stone-mason.

With the coming of the Industrial Age, all this
changed. You could go to University and learn whatever
skills you wanted. Knowledge was freely available.

But in the Information Age, the  Transmission  of Skills
is changing once again.

The skills necessary to succeed in the Information Age
are not being learnt from our parents (as in the
Agrarian Age), nor are they being learnt in schools
and colleges (as in the Industrial Age). Children are
teaching their parents computer skills. And many of
the entrepreneurs who start hi-tech Internet companies
have never been to college.

The millionaires (and billionaires) of tomorrow
probably won’t have a college education. They will be
high-school drop-outs, self-taught people.

(2) People with New Ideas.

Again, it’s the people who are able to think outside
of the existing structures who will become wealthy in
the Information Age. Often, it’s just a Simple Idea
that launches people to success in the Information
Age.

Take Sabhir Bhatia, for example – the man who invented
Hotmail. Bhatia was a computer engineer working in
Silicon Valley. He had no previous business
experience, whatsoever.

But one day, while he was driving back from work, a
friend called him on his cell phone and said that he
had an idea: What about starting a free, web-based
email service? Bhatia knew this was the idea he’d been
waiting for. He told his friend to hang up immediately
and ring him at home on a secure line.

Three years later he sold Hotmail to Microsoft for
$400 million.

(3) Writers

The third group who will become wealthy in the
Information Age are Writers.

In the Industrial Age, Writers depended on large
publishing Houses to get published (remember that the
printing press is an Industrial Age technology – it is
centralized and controlled). And the Publishing Houses
took the lion’s share of the profits.

In the Information Age, Writers are doing their own
publishing – and keeping most of the profits
themselves. Indeed, Writers are flourishing on the
Web – mainly through eBooks and Ezine Articles.
But even if you don’t write eBooks or Ezine Articles,
if you own a website, you are a Writer.

Why?

Because the Internet is basically a written medium. It
favors writers, people who are able to communicate
effectively through the written word. Remember, it’s
not the graphics on your website that sell, it’s the
words you use.

In the Information Age, we’re all Writers!

Google Redirect Virus Fix – How to Get Rid of Google Virus

Infecting users via internet exposure and nooks and crannies found in unsecured browsers are the main causes of the redirect virus. So where does one inject the use of Google redirect virus fix? In order to properly employ its use first it is essential to understand what this threat is and what it does. The redirect malware lives up to its name, the infection causes a hijacking of any search or website visit a user plans to make. Instead of finding their site of choice the virus redirects them to fake websites containing ads and even corrupted pages.

The following fake errors are displayed by the vius

  • Internet explorer cannot open web page
  • filename.exe is not a valid win32 application
  • Setup files are corrupted Please obtain new copy of program

Being a browser hijacking utility it manages to infect browsers like IE and Firefox and then redirects internet users to the following malicious sites.

  • clearask.com
  • brittaniasearch.com
  • go.Google.com
  • web-analytics.Google.com

The redirect threat is capable of disabling activated firewalls and security software which can then lead to a remotely accessible system. This allows hackers to have access over personal information such as login names, passwords, financial records etc.

What are the symptoms to consider when one wants to implement a Google redirect virus fix?

· An unknown change of desktop background

· Changes homepage

· Browsers such as IE and Firefox slows down noticeably

· Corruption of registry files thus resulting to the dreaded “Blue Screen of Death”

· Contamination of messengers, freeware and email attachments are also sure signs.

How does Google redirect virus fix work?

1. Select Show Hidden Devices under Hardware Device Manager in your Windows Control Panel.

2. Search for “TDSSserv.sys” right click Disable. Do not select Uninstall otherwise the infection will reappear once the computer is restarted.

3. Reboot the pc.

4. Immediately update antivirus software and the Google redirect virus will cease to exist in your workstation.

It pays to be vigilant and alert when using the internet. Avoid malicious sites and constantly scan your system and update your security tool to avoid contaminations. It is also best not to rely on one antivirus software alone having another reliable application can help sift through the threats that the other was incapable of detecting.

The Top 5 Key Benefits of Purchasing and Owning Investment Real Estate

So… You may ask yourself, why should you buy or invest in real estate in the First Place? Because it’s the IDEAL investment! Let’s take a moment to address the reasons why people should have investment real estate in the first place. The easiest answer is a well-known acronym that addresses the key benefits for all investment real estate. Put simply, Investment Real Estate is an IDEAL investment. The IDEAL stands for:

• I – Income
• D – Depreciation
• E – Expenses
• A – Appreciation
• L – Leverage

Real estate is the IDEAL investment compared to all others. I’ll explain each benefit in depth.

The “I” in IDEAL stands for Income. (a.k.a. positive cash flow) Does it even generate income? Your investment property should be generating income from rents received each month. Of course, there will be months where you may experience a vacancy, but for the most part your investment will be producing an income. Be careful because many times beginning investors exaggerate their assumptions and don’t take into account all potential costs. The investor should know going into the purchase that the property will COST money each month (otherwise known as negative cash flow). This scenario, although not ideal, may be OK, only in specific instances that we will discuss later. It boils down to the risk tolerance and ability for the owner to fund and pay for a negative producing asset. In the boom years of real estate, prices were sky high and the rents didn’t increase proportionately with many residential real estate investment properties. Many naïve investors purchased properties with the assumption that the appreciation in prices would more than compensate for the fact that the high balance mortgage would be a significant negative impact on the funds each month. Be aware of this and do your best to forecast a positive cash flow scenario, so that you can actually realize the INCOME part of the IDEAL equation.

Often times, it may require a higher down payment (therefore lesser amount being mortgaged) so that your cash flow is acceptable each month. Ideally, you eventually pay off the mortgage so there is no question that cash flow will be coming in each month, and substantially so. This ought to be a vital component to one’s retirement plan. Do this a few times and you won’t have to worry about money later on down the road, which is the main goal as well as the reward for taking the risk in purchasing investment property in the first place.

The “D” in IDEAL Stands for Depreciation. With investment real estate, you are able to utilize its depreciation for your own tax benefit. What is depreciation anyway? It’s a non-cost accounting method to take into account the overall financial burden incurred through real estate investment. Look at this another way, when you buy a brand new car, the minute you drive off the lot, that car has depreciated in value. When it comes to your investment real estate property, the IRS allows you to deduct this amount yearly against your taxes. Please note: I am not a tax professional, so this is not meant to be a lesson in taxation policy or to be construed as tax advice.

With that said, the depreciation of a real estate investment property is determined by the overall value of the structure of the property and the length of time (recovery period based on the property type-either residential or commercial). If you have ever gotten a property tax bill, they usually break your property’s assessed value into two categories: one for the value of the land, and the other for the value of the structure. Both of these values added up equals your total “basis” for property taxation. When it comes to depreciation, you can deduct against your taxes on the original base value of the structure only; the IRS doesn’t allow you to depreciate land value (because land is typically only APPRECIATING). Just like your new car driving off the lot, it’s the structure on the property that is getting less and less valuable every year as its effective age gets older and older. And you can use this to your tax advantage.

The best example of the benefit regarding this concept is through depreciation, you can actually turn a property that creates a positive cash flow into one that shows a loss (on paper) when dealing with taxes and the IRS. And by doing so, that (paper) loss is deductible against your income for tax purposes. Therefore, it’s a great benefit for people that are specifically looking for a “tax-shelter” of sorts for their real estate investments.

For example, and without getting too technical, assume that you are able to depreciate $15,000 a year from a $500,000 residential investment property that you own. Let’s say that you are cash-flowing $1,000 a month (meaning that after all expenses, you are net-positive $1000 each month), so you have $12,000 total annual income for the year from this property’s rental income. Although you took in $12,000, you can show through your accountancy with the depreciation of the investment real estate that you actually lost $3,000 on paper, which is used against any income taxes that you may owe. From the standpoint of IRS, this property realized a loss of $3,000 after the “expense” of the $15,000 depreciation amount was taken into account. Not only are there no taxes due on that rental income, you can utilize the paper loss of $3,000 against your other regular taxable income from your day-job. Investment property at higher price points will have proportionally higher tax-shelter qualities. Investors use this to their benefit in being able to deduct as much against their taxable amount owed each year through the benefit of depreciation with their underlying real estate investment.

Although this is a vastly important benefit to owning investment real estate, the subject is not well understood. Because depreciation is a somewhat complicated tax subject, the above explanation was meant to be cursory in nature. When it comes to issues involving taxes and depreciation, make sure you have a tax professional that can advise you appropriately so you know where you stand.

The “E” in IDEAL is for Expenses – Generally, all expenses incurred relating to the property are deductible when it comes to your investment property. The cost for utilities, the cost for insurance, the mortgage, and the interest and property taxes you pay. If you use a property manager or if you’re repairing or improving the property itself, all of this is deductible. Real estate investment comes with a lot of expenses, duties, and responsibilities to ensure the investment property itself performs to its highest capability. Because of this, contemporary tax law generally allows that all of these related expenses are deductible to the benefit of the investment real estate landowner. If you were to ever take a loss, or purposefully took a loss on a business investment or investment property, that loss (expense) can carry over for multiple years against your income taxes. For some people, this is an aggressive and technical strategy. Yet it’s another potential benefit of investment real estate.

The “A” in IDEAL is for Appreciation – Appreciation means the growth of value of the underlying investment. It’s one of the main reasons that we invest in the first place, and it’s a powerful way to grow your net worth. Many homes in the city of San Francisco are several million dollars in today’s market, but back in the 1960s, the same property was worth about the cost of the car you are currently driving (probably even less!). Throughout the years, the area became more popular and the demand that ensued caused the real estate prices in the city to grow exponentially compared to where they were a few decades ago. People that were lucky enough to recognize this, or who were just in the right place at the right time and continued to live in their home have realized an investment return in the 1000’s of percent. Now that’s what appreciation is all about. What other investment can make you this kind of return without drastically increased risk? The best part about investment real estate is that someone is paying you to live in your property, paying off your mortgage, and creating an income (positive cash flow) to you each month along the way throughout your course of ownership.

The “L” in IDEAL stands for Leverage – A lot of people refer to this as “OPM” (other people’s money). This is when you are using a small amount of your money to control a much more expensive asset. You are essentially leveraging your down payment and gaining control of an asset that you would normally not be able to purchase without the loan itself. Leverage is much more acceptable in the real estate world and inherently less risky than leverage in the stock world (where this is done through means of options or buying “on Margin”). Leverage is common in real estate. Otherwise, people would only buy property when they had 100% of the cash to do so. Over a third of all purchase transactions are all-cash transactions as our recovery continues. Still, about 2/3 of all purchases are done with some level of financing, so the majority of buyers in the market enjoy the power that leverage can offer when it comes to investment real estate.

For example, if a real estate investor was to buy a house that costs $100,000 with 10% down payment, they are leveraging the remaining 90% through the use of the associated mortgage. Let’s say the local market improves by 20% over the next year, and therefore the actual property is now worth $120,000. When it comes to leverage, from the standpoint of this property, its value increased by 20%. But compared to the investor’s actual down payment (the “skin in the game”) of $10,000- this increase in property value of 20% really means the investor doubled their return on the investment actually made-also known as the “cash on cash” return. In this case, that is 200%-because the $10,000 is now responsible and entitled to a $20,000 increase in overall value and the overall potential profit.

Although leverage is considered a benefit, like everything else, there can always be too much of a good thing. In 2007, when the real estate market took a turn for the worst, many investors were over-leveraged and fared the worst. They could not weather the storm of a correcting economy. Exercising caution with every investment made will help to ensure that you can purchase, retain, pay-off debt, and grow your wealth from the investment decisions made as opposed to being at the mercy and whim of the overall market fluctuations. Surely there will be future booms and busts as the past would dictate as we continue to move forward. More planning and preparing while building net worth will help prevent getting bruised and battered by the side effects of whatever market we find ourselves in.

Many people think that investment real estate is only about cash flow and appreciation, but it’s so much more than that. As mentioned above, you can realize several benefits through each real estate investment property you purchase. The challenge is to maximize the benefits through every investment.

Furthermore, the IDEAL acronym is not just a reminder of the benefits of investment real estate; it’s also here to serve as a guide for every investment property you will consider purchasing in the future. Any property you purchase should conform to all of the letters that represent the IDEAL acronym. The underlying property should have a good reason for not fitting all the guidelines. And in almost every case, if there is an investment you are considering that doesn’t hit all the guidelines, by most accounts you should probably PASS on it!

Take for example a story of my own, regarding a property that I purchased early on in my real estate career. To this day, it’s the biggest investment mistake that I’ve made, and it’s precisely because I didn’t follow the IDEAL guidelines that you are reading and learning about now. I was naïve and my experience was not yet fully developed. The property I purchased was a vacant lot in a gated community development. The property already had an HOA (a monthly maintenance fee) because of the nice amenity facilities that were built for it, and in anticipation of would-be-built homes. There were high expectations for the future appreciation potential-but then the market turned for the worse as we headed into the great recession that lasted from 2007-2012. Can you see what parts of the IDEAL guidelines I missed on completely?

Let’s start with “I”. The vacant lot made no income! Sometimes this can be acceptable, if the deal is something that cannot be missed. But for the most part this deal was nothing special. In all honesty, I’ve considered selling the trees that are currently on the vacant lot to the local wood mill for some actual income, or putting up a camping spot ad on the local Craigslist; but unfortunately the lumber isn’t worth enough and there are better spots to camp! My expectations and desire for price appreciation blocked the rational and logical questions that needed to be asked. So, when it came to the income aspect of the IDEAL guidelines for a real estate investment, I paid no attention to it. And I paid the price for my hubris. Furthermore, this investment failed to realize the benefit of depreciation as you cannot depreciate land! So, we are zero for two so far, with the IDEAL guideline to real estate investing. All I can do is hope the land appreciates to a point where it can be sold one day. Let’s call it an expensive learning lesson. You too will have these “learning lessons”; just try to have as few of them as possible and you will be better off.

When it comes to making the most of your real estate investments, ALWAYS keep the IDEAL guideline in mind to make certain you are making a good decision and a solid investment.